In Ukraine, the retirement age depends on the length of one’s insurance record. The Pension Fund notes that you can begin receiving a pension at age 60, 63, or 65. By 2026, you will need at least 33 years of insurance record to retire at age 60. If your insurance record is shorter, your pension will be granted at a later date.
Required insurance record for retirement at 63 and 65
In 2026, to receive a pension at age 63, you will need at least 23 years of insurance coverage. To retire at age 65, you will need at least 15 years of coverage.
The Pension Fund clarifies that the required insurance record is determined as of the date the relevant retirement age is reached.
Important changes for those applying in 2026
For Ukrainians who reach retirement age in 2025 but apply for a pension in 2026, the previous requirements will apply:
- for retirement at age 60 – 32 years of service;
- at age 63 – 22 years;
- at age 65 – 15 years.
You can apply for a pension in person at any Pension Fund service center, regardless of where you live, or remotely through the Pension Fund’s e-services portal.
