In the first quarter of 2026, Ukraine saw an increase in banks’ cash turnover. Cash inflows rose by 5.2% compared to the same period of the previous year, while cash disbursements increased by 6.3%.
According to the National Bank of Ukraine, cash inflows to banks in the first three months of 2026 totaled 749.8 billion hryvnias, which is 5.2% more than in 2025. At the same time, cash disbursements amounted to 747.5 billion hryvnias, which is 6.3% more than last year.
According to NBU experts, the growth in cash inflows is linked, in particular, to increases in public sector wages and pensions, as well as to improved economic activity due to the stabilization of the power grid and steady domestic consumer demand.
The increase in cash withdrawals from bank tellers is attributed to risks associated with the intensification of airstrikes and prolonged power outages. In the first quarter of 2026, 86% of total expenditures were accounted for by payment card transactions, 4.1% by foreign currency purchases, and 3.4% by funding for postal operators.
The main source of cash inflows to banks remained retail revenue, which accounted for 30.3% of the total, as well as customer transactions using payment cards—27%.
